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Notice Concerning Obtaining Authorization for the Business Integration

March 30, 2018

Resona Holdings, Inc.
Kansai Mirai Financial Group, Inc.
The Minato Bank, Ltd.
Kansai Urban Banking Corporation
The Kinki Osaka Bank, Ltd.

Resona Holdings, Inc. and Kansai Mirai Financial Group, Inc. ("Kansai Mirai Financial Group") hereby announce that they have obtained the authorization to have The Minato Bank, Ltd. ("Minato") and Kansai Urban Banking Corporation ("Kansai Urban") as their subsidiaries (Article 52-23, paragraph 6 of the Banking Act) today regarding the business integration of Minato, Kansai Urban, and The Kinki Osaka Bank, Ltd. under Kansai Mirai Financial Group.

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