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CEO Message

Accelerating Our Initiatives to Realize “Retail No. 1”

Masahiro Minami Group CEO, Director, President and
Representative Executive Officer
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Group CEO, Minami, communicates (1) “DNA of Reform” gained in the course of rehabilitation to pass down and utilize it for further growth as the Resona Group marks a new milestone, having reached 20 years of operations since the Resona Shock, (2) the Group's new conceptual structure, including the newly established Purpose, (3) a review of the previous medium-term management plan (MMP), (4) the long-term strategic direction for realizing the "Retail No. 1", (5) the key points and key management indicators for initiatives in the new MMP, and (6) the long-term sustainability indicators aimed at achieving the targets for FY2030.

What the Resona Group Should Look Like over the Long Term

Overview of the MMP

CFO Message Narunobu Ota Executive Officer and Group CFO Learn more (PDF:889KB)

Group CFO, Ota, explains (1) the review of results for the fiscal year ended March 2023 (FY2022), (2) the forecasts for the fiscal year ending March 2024 (FY2023), (3) the earnings roadmap of the new MMP, (4) the capital management and the soundness of balance sheet, (5) the initiatives to reducetion of polycy-oritented stock holdings, (6) the tax-compliance initiatives, (7) the concepts behind our pursuit of higher market ratings, including a PBR of more than 1 as an effort to improve corporate value, and (8) the state of dialogue with shareholders and investors.

Earnings Roadmap under the MMP

Sound Balance Sheet

  1. *1 Total of Group banks
  2. *2 Including apartment loans
  3. *3 Including loans with fixed interest rates (spreads) whose maturity is scheduled within one year
  4. *4 Domestic individual deposits + domestic corporate deposits

CHRO Message

Hideo Sekiguchi Group CHRO and Executive Officer Learn more(PDF:204KB)

CDIO Message

Shinichiro Isa Group CDIO and Executive Officer Learn more(PDF:524KB)

CIO/CPRO Message

Mikio Noguchi Group CIO, Group CPRO, Director and Executive Officer Learn more(PDF:524KB)

A Message from the Chairman of the Board

Fumihiko Ike Chairman of the Board Learn more

Roundtable Discussion among Outside Directors

Chiharu Baba Chairperson of
Compensation
Committee
Kimie Iwata Chairperson of
Nominating
Committee
Masaki Yamauchi Chairperson of Audit Committee
Member of Nominating Committee
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Promoting Sustainability Transformation (SX)

A corporation can maintain and expand its business only when it delivers value to customers and society as a whole. In an environment where the values in the world are undergoing major change, SX is essential for the Resona Group and for the customers who support the Resona Group to grow and sustainably increase its corporate value. The report explains the framework for promoting SX toward the realization of a sustainable society, the progress of the "Retail Transition Finance Target," "Carbon Newtrality Target," and "Targets for the Empowerment and Promotion of Women" set forth in the Long-Term Sustainability Indicators, and the responses to climate-change, etc.

A Framework for Promoting SX

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