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ESG Data

The following presents the Resona Group’s ESG data.

Note: Figures presented below represent the total of Group banks

Environment

CO2 emissions

Environmental Indicators: All Facilities (Unit:t-CO2)

FY2022

FY2023*1

FY2024*2

Direct emissions (Scope1)[A]

5,444

4,862

4,321

Indirect emissions <Basic emissions factor> (Scope2)[B]

44,007

44,112

17,871

Indirect emissions <Adjusted emissions factor>(Scope2)[C]

35,698

23,784

17,871

Total <Basic emissions factor> (Scope1/Scope2)[A+B]

49,451

48,974

22,192

Total <Adjusted emissions factor> (Scope1/Scope2)[A+C]

41,142

28,646

22,192

Emissions from employee commuting (Scope3 Category 7: Employee Commuting)

5,405

5,643

5,762
  1. *1The CO2 emissions data for FY2023 has undergone independent third-party assurance by Deloitte Tohmatsu Sustainability Co. Ltd, as stated in “Resona Group CO2 Emissions Data for FY2023.” For details, please refer to the PDF below
  2. *2Preliminary figures
Resona Group CO2 Emissions Data for FY2023

Scope of Tabulation (CO2 emissions)
The six companies of Resona Holdings, Inc, Resona Bank, Limited, Saitama Resona Bank, Limited, Kansai Mirai Financial Group*3, Inc.*, Kansai Mirai Bank, Limited and The Minato Bank, Ltd.

  • *3Resona Holdings, Inc. completed an absorption-type merger of Kansai Mirai Financial Group, Inc. on April 1, 2024.

Calculation method
Calculated based on CO2 emissions from energy sources. Figures indicated by 1 have received independent third-party assurance by Deloitte Tohmatsu Sustainability Co., Ltd.

Scope1
  • In principle, CO2 emissions are calculated by multiplying energy consumption by the emission factors in the List of Calculation Methods and Emission Factors in the Calculation, Reporting, and Publication System (Ministry of the Environment) in accordance with Japan's Act on Rationalization Energy Use and Shifting to Non-fossil Energy (Revised Act on Rationalization Energy Use) and Act on Promotion of Global Warming Countermeasures (Global Warming Countermeasures Act).
  • Emissions associated with the use of vehicles are calculated based on the amount of gasoline consumption calculated from the cost of gasoline used and the average unit price of gasoline in the Gas Station Retail Price Survey (Gasoline, Diesel and Heating Oil) (Agency for Natural Resources and Energy)
Scope2
  • Emissions from the use of electricity are calculated by multiplying the amount of energy used by the basic emission factor or adjusted emission factor of each electricity supplier.
  • Emissions from the use of heat are calculated by multiplying the amount of energy used by the emission factors in the List of Calculation Methods and Emission Factors in the Calculation, Reporting, and Publication System (Ministry of the Environment).
Scope3
(Category 7)
  • Emissions are calculated by multiplying the employee commuting cost for a year by the emissions coefficient specified in the Database of Emissions Unit Values for Accounting of Greenhouse Gas Emissions, etc., by Organizations Throughout the Supply Chain (Ver. 3.4), based on the Basic Guidelines on Accounting for Greenhouse Gas Emissions throughout the Supply Chain (Ver. 2.6) (Ministry of the Environment and Ministry of Economy, Trade and Industry, March 2024).

Environment-Related Indicators: Head offices, head branches, and systems/administration centers

FY2022

FY2023

FY2024

CO2 emissions (t-CO2)

17,292

17,278

2,623

Electricity consumption (MWh)

43,084

40,310

37,737

City gas consumption (thousand m3)

785

785

465

Gasoline consumption (kl)

129

111

112

Water input/discharge volume (thousand m3)

166

164

152

Waste: Volume generated (t)

609

517

452

Waste: Volume of waste recycled (t)

392

315

243

Waste: Recycling rate (%)

64.3

60.9

53.9

Paper waste: Volume generated (t)

521

492

460

Paper waste: Volume of waste recycled (t)

495

466

431

Paper waste: Recycling rate (%)

94.9

94.7

93.8

Photocopy paper purchased (t)

223

189

193

Recycled paper included in photocopy paper purchased (t)

223

189

193

Recycled paper usage (%)

99.8

100.0

100.0

Employment Society

Status of Employees (As of March 31, 2025)

Male

Female

Total

Total employees*4 (persons)

10,365

15,007

25,372

Full-time employees (persons)

9,039

8,870

17,909

Average age of full-time employees (years old)

42.8

40.2

41.5

Average years of employment (years)

18.5

15.6

17.1

Contract / partner employees (persons)

1,533

6,287

7,820

Temporary employees included in contract / partner employees (persons)

1,078

5,166

6,244

Locally hired employees overseas (persons)

2

8

10
  1. *4Including part-time employees

Employment Status of Employees (Resona Bank and Saitama Resona Bank)(As of March 31, 2024 )

Male

Female

Total

Total employees*4 (persons)

7,304

11,494

18,798

Full-time employees (persons)

6,256

6,336

12,592

Average age of full-time employees (years old)

42.5

40.1

41.3

Average years of employment (years)

18.2

15.8

17.0

Contract / partner employees (persons)

150

252

402

Temporary employees included in contract / partner employees (persons)

108

183

291

Locally hired employees overseas (persons)

2

8

10

Status of Employees with Disabilities*5

2023

2024

2025

Percentage of employees with disabilities (%)

2.45

2.43

2.46

Employees with disabilities (persons)

476

480

509
  1. *5Includes affiliated companies. Percentage as of June 1 of each fiscal year based on the exceptional calculation standard applied to eligible corporate groups

Other Diversity Related Indicators

FY2022

FY2023

FY2024

Percentage of women in new graduate recruitment (%)

42.1

40.4

45.1

Women in new graduate recruitment (persons)

201

209

388

New graduate recruitment (persons)

478

517

860

Percentage of new graduates who are women (%)

38.5

53.3

55.4

Women in new graduate recruitment (persons)

60

209

244

Mid-career hires (persons)

156

392

440

Turnover rate (%)

4.3

4.1

4.8

Employee turnover (persons)

1,037

976

861

Wage gap between men and women*6 (%)

65.5

67.0

68.8

Average percentage of annual paid leave utilized (%)

77.6

83.1

87.9

Of this, average rate of annual paid leave utilized by employees (%)

70.4

78.0

84.5

Average days of annual paid leave utilized (days)

14.8

15.9

16.8

Of this, average days of annual paid leave utilized by employees (days)

13.9

15.3

16.6

Average annual salary (thousand yen)

6,682

6,878

7,039

Union members (persons)

15,706

16,053

16,834

Average overtime work (hours)

20.7

20.5

21.2

Occupational accidents (cases)

231

221

212

Percentage of female line managers*7 (%)

31.4

32.8

34.4

Female line managers*7 (persons)

1,356

1,414

1,499

Line managers*7 (persons)

4,313

4,302

4,347

Of this, percentage in senior management positions (%)

13.4

14.8

16.5

Female senior management positions (persons)

287

319

359

Senior management positions (persons)

2,139

2,145

2,165

Percentage of women taking childcare leave*8 (%)

100.0

102.3

100.2

Women employees taking childcare leave (persons)

445

439

445

Percentage of male employees taking childcare leave*9 (%)

98.2

100.8

97.0

Male employees taking childcare leave*9 (persons)

343

375

362

Percentage of eligible male employees who took childcare leave*10(%)

100.0

100.0

100.0

Male employees taking childcare leave or utilizing similar programs*10(persons)

371

335

359

Employees taking family care leave (persons)

32

35

28

Employees participating in training (persons)

174,086

167,830

162,560

Total hours of training (hours)

478,770

559,781

604,871
  1. *6Full-time employees
  2. *7Employees in managerial positions or above charged with overseeing staff
  3. *8Calculated by dividing "Number of employees who started taking childcare leave during the fiscal year" by "Number of employees having a child[ren] during the fiscal year."
    The detailed breakdown is 99.1% for Resona Bank, 96.3% for Saitama Resona Bank, 106.3% for Kansai Mirai Bank, and 100.0% for Minato Bank.
  4. *9Calculated by dividing "Number of employees who started taking childcare leave during the fiscal year" by "Number of employees having a child[ren] during the fiscal year. The detailed breakdown is 97.0% for Resona Bank, 102.2% for Saitama Resona Bank, 98.65% for Kansai Mirai Bank, and 89.8% for Minato Bank.
  5. *10Figures for Resona Bank, Saitama Resona Bank, Kansai Mirai Bank, and Minato Bank.

Other Diversity Related Indicators (Resona Bank and Saitama Resona Bank)

FY2022

FY2023

FY2024

Percentage of female line managers*7 (%)

32.7

34.5

36.3

Female line managers*7 (persons)

994

1,062

1,137

Line managers*7 (persons)

3,032

3,071

3,132

Of this, percentage in senior management positions (%)

14.2

16.1

17.9

Female senior management positions (persons)

209

241

275

Senior management positions (persons)

1,468

1,493

1,536

Percentage of new graduates who are women (%)

42.3

42.4

43.8

Women in new graduate recruitment (persons)

143

161

297

New graduate (persons)

338

380

678

Percentage of women in mid-career recruitment (%)

40.4

50.9

54.5

Women in mid-career recruitment (persons)

55

163

183

Mid-career hires (persons)

136

320

336

Employee turnover (persons)

647

659

589

Average percentage of annual paid leave utilized (%)

78.4

83.4

89.0

Of this, average rate of annual paid leave utilized by employees (%)

70.2

77.4

85.4

Average days of annual paid leave utilized (days)

14.8

15.7

16.9

Of this, average days of annual paid leave utilized by employees (days)

13.8

15.1

16.8

Percentage of women taking childcare leave*8 (%)

99.0

102.3

98.4

Women employees taking childcare leave (persons)

299

301

308

Percentage of male employees taking childcare leave*9 (%)

105.3

101.2

98.0

Male employees taking childcare leave*9 (persons)

236

235

245

Percentage of eligible male employees who took childcare leave*10 (%)

100.0

100.0

100.0

Male employees taking childcare leave or utilizing similar programs*10 (persons)

226

218

225

Employees taking family care leave (persons)

20

23

15

Use of rehiring system (persons)

51

67

49

Use of Career Challenge System (persons)

102

57

68

Use of Post Challenge System (persons)

135

125

141

Use of Free Agent System (persons)

4

4

1

Employees participating in training (persons)

130,691

110,890

108,262

Total hours of training (hours)

352,247

368,066

411,363

Cases of Non-Compliance (Unit:cases)

FY2022

FY2023

FY2024

Cease and desist orders issued by authorities*11

0

0

0

Suspension of business operation due to misconduct, etc.

0

0

0

Criminal accusations of non-compliance with laws

0

0

0
  1. *11Fair Trade Commission, etc.

Performance in Asset Management Consultation (Unit:cases)

FY2022

FY2023

FY2024

Number of new asset succession-related contracts

8,068

6,976

7,125

Financial and Economic Education

FY2022

FY2023

FY2024

On-site lectures offered (number)

-

Approx.2,600

Approx.3,900

Total number of participants (persons)

-

Approx.46,800

Approx.55,300

Of which, “Resona Kids’ Money Academy” events held (number)*12

144

166

226

Of which, total number of participants in “Resona Kids’ Money Academy” events (persons)

1,685

2,208

3,076
  1. *12Resona Kids’ Money Academy, Mirai Kids’ Money Academy (events held during summer vacations)

Activities of The Resona Foundation for Asia and Oceania (Unit:cases)

FY2022

FY2023

FY2024

Research programs

32

30

30

Environmental projects

9

9

12

Donations

FY2022

FY2023

FY2024

Donations to “TABLE FOR TWO”*13 (servings)

12,528

12,844

12,862

Costs spent on social contribution activities*14 (million yen)

502

439

320
  1. *13Converted to number of servings
  2. *14Expenditures for businesses whose purposes are donations or social contribution activities

Governance

Number of Directors (Unit:persons)

FY2022

FY2023

FY2024

Directors defined under Articles of Incorporation

15

15

15

Board members

10

12

12

Outside directors

7

8

8

Independent directors among outside directors

7

8

8

Female directors

3

3

3

Participation of Directors (Unit:%)

FY2022

FY2023

FY2024

Average attendance of directors at board meetings

97.4

100.0

99.0